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Every payment follows the same status flow regardless of processor, making it easy to build consistent payment experiences.

Status Flow

Status Definitions

StatusDescription
PENDINGPayment created, awaiting processing
AUTHORIZEDFunds reserved with issuer, awaiting settlement
SETTLINGSettlement in progress with processor
SETTLEDFunds transferred, payment complete
INCOMPLETECustomer abandoned checkout (e.g., closed 3DS modal)
DECLINEDRejected by issuer or processor
FAILEDTechnical error prevented processing
BLOCKEDDenied by workflow rules before processing
CANCELLEDPayment voided before settlement completed
Refunds can be issued for payments in SETTLING or SETTLED status. Refunded payments retain their original status—refund details are returned as a separate object in the API response and can be filtered in the Dashboard.